Treasure Generator

Generate CR-appropriate treasure hoards complete with coin breakdowns, gemstones, art objects, and magic item hints — ready to read aloud and hand to your players.

Quick Start

Navigate to Generate → Treasure Generator
Select your Challenge Rating Tier (CR 0-4 through CR 17+)
Choose Treasure Type: Individual (found on a body) or Hoard (a cache or vault)
Pick a Hoard Size: Small, Medium, Large, or Dragon Hoard
Optionally set a Theme and Party Size
Click Generate Treasure
Copy or save the result to your library

Form Inputs

Required Fields

Challenge Rating Tier

Scales gold values and item quality to match the threat the party just overcame.

CR 0-4 — Low-level encounters; a handful of silver and copper with modest gems
CR 5-10 — Mid-tier; hundreds of gold, quality gemstones, notable art pieces
CR 11-16 — High-level; thousands of gold, rare gems, valuable art objects
CR 17+ — Legendary encounters; massive wealth befitting a dragon or arch-villain

Treasure Type

Individual — Loot carried on a single creature (purse, trinkets, personal effects). Omits the discovery context section.
Hoard — A gathered cache in a specific location (vault, lair, hidden room). Includes where the treasure is found, what guards it, and plot hooks tied to its origin.

Hoard Size

Controls the quantity of treasure regardless of CR tier.

Small — A handful; fits in a belt pouch or small chest
Medium — A chest's worth; the default for most encounters
Large — Fills a room; appropriate for a major villain's stronghold
Dragon Hoard — Mountains of gold; a campaign-defining reward

Optional Fields

Theme

Shifts the flavor of named items and the read-aloud text.

Generic — Neutral, works in any setting
Pirate Treasure — Nautical flair, foreign coins, sea-worn chests
Wizard's Vault — Enchanted containers, arcane curiosities
Royal Treasury — Noble heraldry, formal currency, diplomatic gifts
Dragon Hoard — Obsessively organized piles, items with provenance
Thief's Cache — Fenced goods, forgeries, items with suspicious origins

Party Size (1-8)

Sets the per-player split calculation shown alongside the total. Defaults to 4 players. Adjust this so you can hand each player a card showing exactly their share.

Include Gems & Jewels / Art Objects / Magic Item Hints

Three checkboxes let you include or exclude each category. Magic Item Hints are off by default — enable them when you want the generator to suggest a rarity tier and category for a magic item without fully statting it out (useful when you want to choose the specific item yourself).

Additional Notes (500 characters max)

Provide context that flavors the output: "Recently looted from a dragon's cave" or "Stolen royal regalia — recognizable by nobles". The generator uses this to adjust the discovery context, guardian descriptions, and plot hooks.

What Gets Generated

Read-Aloud Text

A two- to three-sentence sensory description you can read directly to players. No game mechanics — just atmosphere. Example:

"The iron-bound chest sits in the center of the room, its oak planks dark with age. Inside, gold coins glitter beneath a tangle of pearl necklaces and a single ruby the size of a grape. The faint smell of old smoke clings to everything."

Coin Breakdown

A full currency breakdown showing copper, silver, electrum, gold, and platinum — with a total gold-piece value and the combined weight in pounds. A weight warning appears if the haul exceeds 50 pounds so you can anticipate encumbrance arguments before they happen.

Gemstones

Each gem is named, given a quality tier (raw through legendary), a base value, a sell-value range for haggling, a physical description, and a note on who would pay top price (jeweler, noble, wizard, etc.).

Art Objects

Named pieces with a sell-value range, a craftsmanship description, the primary material, and a suggested buyer. Art objects are SRD-compliant — no trademarked settings or locations appear in origin text.

Magic Item Hints

When enabled, each hint shows a rarity (Common through Legendary), a category (Weapon, Armor, Wondrous Item, etc.), a brief description, and an optional cursed-probability note. Use these as a prompt to select the specific item from your rulebook rather than leaving the choice entirely to the AI.

Automatically calculated when Party Size is set. Shows each denomination split evenly, with any remainder noted in gold-piece value. Useful for handing each player a card at the end of a session.

Quick Reference Block

A compact summary — total value, coin summary, gem count, art count, magic item count — formatted for a single glance at the table. Copy this into your session notes.

Plain Text Export

Two formats: a single-line compact summary for VTT chat (/me awards the party 1,240 gp...) and a formatted multi-line version for your notes app or campaign wiki.

Tips & Best Practices

Match CR tier to the encounter, not the adventure. A CR 5-10 hoard for a hard fight at level 3 feels like a windfall — which is fine if that's the dramatic moment. But if every room pays at CR 17+, gold loses meaning. Use the CR tier as a pacing tool.

Use themes to reinforce location identity. A Wizard's Vault hoard in a bandit cave feels out of place. Pick a theme that matches who accumulated the treasure. Players notice when loot has a story.

Add notes to get plot hooks. Even a brief note like "Belongs to the merchant guild" causes the generator to create hooks around the treasure's origin. This turns a reward into a future complication — which is usually more interesting.

Enable Magic Item Hints sparingly. Hints are most useful when you want a magic item present but haven't decided which one. If you already know the item, skip the hints and save the output for coins and gems.

Use Individual type for pocket loot. When players search a body or a goblin's bedroll, Individual treasure keeps the result appropriately small and skips the discovery context that would feel odd without a proper location.

Save hoards to your library. Even if you don't use a hoard immediately, saved results give you ready-to-deploy rewards when the session goes in an unexpected direction.